Have you ever noticed that your entire music collection which you cherished for the past decade got encrypted by ransomware, immediately you click on a link in a spam mail or when you try activating macros in a malicious document? Have you also been told to pay a sum of $500 or more to get the decryption code? If yes, you are also among the 200,000 victims across 150 countries. Businesses, organizations and individuals are still trying to handle this rising terrifying virus, this has left millions of people worried if they are at risk of this ransomware. However, many still have questions such as what is ransomware? What effects does it have? How can one get this ransomware? And many more. Questions such as these will be answered here and solutions to curb this will also be offered.